What is Kentucky LGPT?
LGPT stands for local government premium tax. Kentucky cities, counties, and special districts can apply insurance premium tax rates that depend on where the covered risk is located and what type of policy is being reviewed.
Kentucky LGPT Rate Lookup
Look up Kentucky local government premium tax by address. KYLGPT helps insurance professionals find the applicable LGPT jurisdiction, tax code, insurance premium tax rate, and review evidence before a quote leaves the desk.
Built from the 2026-2027 Kentucky DOI Local Government Premium Tax schedule.
- 417
- jurisdictions loaded
- 2026-2027
- schedule year
- 3/day
- public lookups
Kentucky local government premium tax, without the PDF chase.
KYLGPT is built for insurance teams that need a practical way to confirm Kentucky premium tax jurisdiction, tax code notes, and schedule-backed rates while quoting or reviewing business.
How the lookup works
Enter an address and KYLGPT returns the selected jurisdiction, jurisdiction code, tax code, rate table, confidence information, and 2026-2027 schedule source details in one place.
Why address-level jurisdiction matters
A city name alone can be too broad for Kentucky premium tax. Address-level evidence helps distinguish city, county, and special taxing district results when boundaries affect the applicable rate.
Beta
Beta access is free while we test with insurance teams.
All signed-in beta users receive Team-like limits, including API access, without payment during the beta period.
Free
Beta access included
$0 during beta
- 25 web lookups/month
- Saved lookup history
- Source year and warning notes
Pro
Beta access included
$0 during beta
- 1,000 lookups/month
- 2 API keys
- Stored history
- CSV export
Team
Beta access included
$0 during beta
- 10,000 lookups/month
- 10 API keys
- Shared team history
- Key-level usage
Enterprise
Beta access included
$0 during beta
- Higher limits
- SSO-ready path
- Support SLA
- Contract terms
Kentucky premium tax API access for rating systems and agency workflows.
Signed-in beta accounts can create scoped API keys, call the lookup gateway, and track monthly usage by key while payment is disabled.
- Bearer-token API keys stored as hashes.
- Usage response includes used count, quota, and reset date.
- Every completed lookup is written to history with source schedule evidence.
curl https://kylgpt.com/api/v1/lookup \
-H "Authorization: Bearer kylgpt_live_..." \
-H "Content-Type: application/json" \
-d '{"address":"3307 Brenner Pass, Louisville, KY 40241"}'Data accuracy model
Results include confidence and warning notes, not just a rate number.
Source schedule2026-2027 DOI LGPT
Boundary sourceKentucky GIS
Fallback behaviorExplicitly labeled
Built for Kentucky premium tax jurisdiction ambiguity.
The service keeps address-point, city, county, fire-boundary, selected-jurisdiction, confidence, and warning evidence together so insurance teams can see when a result should be reviewed.
FAQ
What is Kentucky LGPT?
Kentucky LGPT is local government premium tax. Cities, counties, and special districts can apply insurance premium tax rates that vary by jurisdiction and line of business.
How does KYLGPT find the right premium tax jurisdiction?
KYLGPT takes an address, checks the available jurisdiction evidence, and returns the selected Kentucky LGPT jurisdiction, tax code, rate table, confidence notes, and schedule year.
Why does address-level jurisdiction matter?
Nearby addresses can fall into different city, county, or special taxing districts. Address-level lookup helps insurance teams avoid applying a generic Kentucky premium tax rate when a more specific jurisdiction applies.
What schedule year does the lookup use?
The current lookup data is based on the 2026-2027 Kentucky Department of Insurance Local Government Premium Tax schedule and related tax code descriptions.
Is there an API for Kentucky premium tax rate lookup?
Yes. Paid plans are designed to support API access for rating systems, agency workflows, usage tracking, and lookup history.